Get An Inexpensive Merchant Account

Merchant Account and Credit Card Processing Information

Entries for August, 2008

How many Payment Processing services for a merchant account?

fReeSpiRit asked: How many payment processing options should a merchant account provider offer to the merchants? Is credit/debit card processing good enough or should other payment options like Ach processing, direct debit etc should also be provided?

Quick help desk response?

Pauly Gee asked: I’m looking for a merchant account provider that won’t make me wait for days for an answer to a simple question, so tired of getting “we will get back to you as soon as we can, thank you for your business” as a reply.

How do I return an item on Amazon.com?

~Vengeance~ asked: The seller is not Amazon itself but a different merchant. I’ve contacted them via email and they replied saying that I may return the product. So now do i just ship the product back to their address? What if they dont credit my account or am I suppose to wait for that and [...]

All of my account has the same passwords?

iris00 asked: Is that a good thing or bad thing ? And I don’t write it on a piece of paper . I memorize just one passwords for all my accounts like yahoo email, youtube account, ebay, forums, merchant site.
What are my options ?
Thanks

online merchant able to access my personal info with only bank/routing number?

Bryce S asked: I signed up for a merchant using a fake name/address. Someone bought something from me, then decided that ‘the product doesn’t fit the description’. I have since cancelled the bank account used with the merchant. However, the merchant tried to do a chargeback, and failed because the account is closed. Can the [...]

Is it legal for merchants to store the full credit card numbers on THEIR receipts?

Ken asked: I checked some sites including:
http://www.ftc.gov/bcp/edu/pubs/business/alerts/alt007.shtm
It states that
“According to the federal Fair and Accurate Credit Transaction Act (FACTA), the electronically printed credit and debit card receipts YOU GIVE YOUR CUSTOMERS must shorten — or truncate — the account information.”
And this:
http://www.wtopnews.com/index.php?nid=97&sid=1209732
And this:
http://www.merchantequip.com/information-center/articles/credit-card-truncation/
They only state the receipt given to the customer can’t show the full [...]

Need a merchant account ASAP that is not Paypal or Google Checkout! Please Help?

Eric J asked: I need a merchant service ASAP! Everything I have researched seems to have hidden fee’s as well as “hidden contracts”. I am only 18 and have no credit so Google Checkout denied me and Paypal closed me down because I mad $1000 my first week… somehow they get to keep it for [...]

I need financial help and overall advice for my business. Help Please?

.-.-Blaxicana-.-. asked: Here’s the deal:
I started my own business, which seemed to be pretty successful. I started accepting MoneyOrders/Checks first, while I looked and set up a merchant account. This was 3 weeks ago. In this pass week I have had 3 chargeback out of no where. From who, I have no idea and it [...]

Any ideas on what are standard offshore merchant account rates?

rwanda asked: Also, searching info on their standard rates. have read that merchant account fees, especially those offshore are absurd. Any thoughts appreciated. Peace out!

Hi, I can’t find a merchant account that will accept South Korean?

kp1791a asked: I can;t find a site that will accept korean credit cards. Paypal says they do but the address verfiication won;t recognize korean language. Korean people can;t translate that into english due to that they dont know the language. How can I accept korean credit cards for my business here in US? I contacted [...]