john s asked: I have a paypal account, and I am closing my bank account due to the fact that i’m studying abroad for the next semester. If a customer does a chargeback, will paypal try to take the funds out of my closed bank account? what would happen? and could an online merchant obtain [...]
valdersonjones asked: I’ve become a victim of fraud. Too put it short, I signed up for a service, was never able to access/receive it, I’ve emailed and called too many times to count, I’ve filed claims with my bank against it… and yet, Wamu says they won’t reimburse me because it’s the merchant’s fault and [...]
cassy asked: Kinda in the dark here, I’m actually applying for a job in a bank. Think am gonna be asked questions about merchant accounts. Any ideas would really matter. Need to finally get out of the house since I quit my last job 2 months ago. Thanks!
-Star- asked: OK,I’m a college student, which means I pretty much stay broke,lol…so yesterday,I filled the car up…and I charged it as a credit,well,I told the man in behind the window to charge it as a credit….he said he did….so,I get home..I usually check my bank account every night to make sure there are no [...]
skinfreak asked: I have been recently ripped off by guys in Tokyo for around 1500$. They got hold of my Visa number and did transactions over the weekend. Bank alerted me on Monday morning and asked if I were in Tokyo. Hell no! I am in US. Bank had me sign the affidavit and all [...]
NewYorker asked: A direct deposit I was supposed to recieve didn’t make it into my checking account, therefore, a check bounced. I immediately put the funds into my account so will the checks be reprocessed or do I have to write new ones to the merchant? It was an honest mistake and the first time [...]
Royce asked: If I give someone my account number and routing number and the name of my bank, could they wire money directly into my account somehow? Is it possible? I am trying to sell something via online auction and need the money tonight but all the merchant services need either account verification (takes up [...]
momma whitley asked: from my checking account, should the funds not be in there will payment go through as insufficient or will merchant cancel policy due to non payment?
Royce asked: If I give someone my account number and routing number and the name of my bank, could they wire money directly into my account somehow? Is it possible? I am trying to sell something via online auction and need the money tonight but all the merchant services need either account verification (takes up [...]
Tim6298 asked: Whats the best way to dispute this? I had fees debited from my checking account, however I dont use this account anyway to there is no money in it, of course I am getting hit with a fee. I paid the merchant before they debited my account for the fees, I paid online [...]
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