if you write bad checks and. ?
Jul.13, 2008 in
Law Enforcement & Police
Ice Queen asked:
I wrote some checks back in March and I know that my account had overdraft, (at least 500.00) but my account went about 1100.00 in the red, and now 6 months later my balance is at zero
and my account is still open. now the question that relates to law enforcment, I haven’t gotten anything in the mail and my family hasn’t gotten calls about me oweing checks to any merchant, what is the probalility that I may have a warrant for bad checks when I haven’t recieved any thing on the matter?? There was 3 checks that did come back and I got a letter on those 3. I am going to TX this week and I am wondering if it will be safe or if I should stay in OK??
what you are not getting is my account had overdraft. so did the bank catch all the checks? and if not wouldn’t I have been contacted by now from someone??
as far as how many did not clear that’s what I don’t know
maybe I wasn’t clear the place were I wrote the checks is 300 miles away in another state, and I am planning on going back there to visit and just want to make sure that it’s a good idea before I go
I wrote some checks back in March and I know that my account had overdraft, (at least 500.00) but my account went about 1100.00 in the red, and now 6 months later my balance is at zero
and my account is still open. now the question that relates to law enforcment, I haven’t gotten anything in the mail and my family hasn’t gotten calls about me oweing checks to any merchant, what is the probalility that I may have a warrant for bad checks when I haven’t recieved any thing on the matter?? There was 3 checks that did come back and I got a letter on those 3. I am going to TX this week and I am wondering if it will be safe or if I should stay in OK??
what you are not getting is my account had overdraft. so did the bank catch all the checks? and if not wouldn’t I have been contacted by now from someone??
as far as how many did not clear that’s what I don’t know
maybe I wasn’t clear the place were I wrote the checks is 300 miles away in another state, and I am planning on going back there to visit and just want to make sure that it’s a good idea before I go
July 14th, 2008 at 12:44 am
My sister went to jail for this. Notify those individuals and make some kind of monthly payment, even if it’ just $5. This shows good will and you can clear your name.
July 15th, 2008 at 6:06 am
Why would you continue to write bad checks is my question, especially when you know you are already in the red? I am not sure what will happen you probably do have will have a warrant out on your behalf. You can always call your local police department or court house and see if there is a warrant out on your name. But the best thing to do is to stop writing bad checks and take responsibility for your actions.
July 15th, 2008 at 7:00 pm
I guess I am not clear on how many checks there were total, but if you KNOW the checks you wrote did not clear, I would do what you can to make contact with those businesses to try to make good on them. Seriously. Making a good faith effort to make good on your debts, ALWAYS looks better than not doing so. I would make contact with them NOW. They would be able to tell you if they made any efforts to have them prosecuted or not. We all can make mistakes. The best thing to do is to own up to them, and make them right. I too, know people who have gone to jail for this, but usually it is because they totally ignored the situation and waited unitl too late. It looks better to try to take care of them yourself than it does if a judge has to MAKE you do so by making it a court order. They’d much rather you do it yourself. It’ like a parking ticket…..if you make a mistake and pay for it, then fine…..if you ignore it, it becomes a major problem.
July 17th, 2008 at 8:16 pm
You know that you owe on them. More than likely by now there will be some court costs involved. Make good on the checks and then get a hold of the courts about the court costs because they will arrest you on this toooooooooo. Believe me I did pay the check and not the court costs. Was arrested while in the company truck because a cop check my ID and was shipped miles away stayed a night in jail and had to call family because they don’t ship you back. Do it before it catches up with you.
July 20th, 2008 at 12:07 am
If you want to know about warrants you can easily call the local clerk’s office or look it up on-line, but if you have not received anything the it is unlikely. Clearing the checks with the merchants should be first and foremost; you will go to jail and above certain amounts it becomes a felony, which will stay with you for the rest of your life. Some banks have check coverage and it is highly possible that the checks you have not heard about were covered an charged to your account. You will want to check with your bank on those. It is important to get this straightened out and without delay. But it can be cleaned up and without police involvement if you make a good faith effort with everyone. Good luck
July 21st, 2008 at 5:27 am
Much hinges on the decision (to be made) by the businesses that were the recipients of the bad checks. If they chose to turn it over to a collections agency, then you will eventually receive correspondence relating to a demand that you pay the debt. A business may do just that, and they may also notify law enforcement. Mere notification of law enforcement doesn’t necessarily mean that you’ll end up with a warrant in your name. Some communities - often at district attorney’s offices - have programs designed to urge you to pay the bad debt in lieu of the possibility of more drastic measures, such as a criminal complaint. This is done through correspondance to you also, and it’s designed to elicit your cooperation, rather than pull the legal rug out from under you suddenly.
It would be best if you could take a pro-active step of contacting the affected creditors and work out some way of making good on the debt. That could do wonders for curbing the other options they could bring to use.
The worst step would be to wait and do nothing.
To satisfy your most immediate curiosity as to whether a warrant has been issued for you (I’m guessing that it hasn’t or you would have already had some sort of correspondance warning that such a step is being taken) then call your local police department and ask if they could check your name and date of birth please, because you’re trying to resolve some payment issues and you’re not sure if anyone complained, but if they did, you need to know the entire scope of what you have to take care of. No one is going to seek you out from a phone inquiry. People call often regarding things like that.
You may as well go to Texas for your trip, but for peace of mind, make the inquiring phone call first. And afterwards, think seriously about taking that first step towards paying off the debt and eliminating one more of life’s worries.
July 21st, 2008 at 9:13 am
You can be arrested for this.
July 22nd, 2008 at 10:04 am
did you bother looking at your monthly bank statements+??? duh
July 23rd, 2008 at 5:59 pm
If you haven’t heard anything from them by now, most likely, you won’t. They usually get right on checks that are returned for nonsufficient funds.
July 27th, 2008 at 1:01 am
IF YOU GO BACK, BE READY TO BREAK ROCKS FOR 99 YEARS!!! THEY ARREST YOU IN TX. FOR THE HELL OF IT!!!
July 28th, 2008 at 4:57 am
did the bank pay the checks, or where the checks return unpaid to the bank ??
Next the merchants will not always file criminal charges first, but turn them over to a collection companies, if you don’t pay, they will then often turn them over for criminal charges